Fintech

Household Finance Tracker

Family budgeting, built the right way.

This is a free household finance app built for Canadian families. Set budgets, tag spending by family member, connect your bank via Plaid, and track net worth — all in one place, at no cost.

Service
MVP Design & Build
Platform
iOS · Android
Industry
Fintech
Timeline
Jan – Jun 2025

Client and product names are kept confidential under NDA.

What we delivered

Brand to Bank — Full Product Ownership.

iOS App
Android App
Plaid Bank Integration
Household Budget Engine
Multi-Currency Support
Expense Reporting Dashboard
Brand Identity
The challenge

Budgeting Apps Are Built for Individuals. Households Get Left Behind.

Canadian families managing shared finances across multiple people, categories, and currencies had nowhere to turn. Every existing app assumed a single user with a single bank account.

Problem 01
No Household-Level Tracking

Families couldn't tag spending by person, split budgets across members, or see a unified financial picture. Individual-first apps don't map to how households actually work.

Problem 02
Multi-Currency Was an Afterthought

Families with members across countries — sending money home or managing foreign accounts — had no clean way to consolidate multi-currency spending in one view.

Problem 03
Manual Entry Kills Habits

Budgeting apps only work if people use them consistently. Manual transaction logging is the single biggest reason people quit. Automation was non-negotiable.

Problem 04
No Truly Free Option

Every "free" budgeting app hides a premium tier or monetises user data. Canadian households needed a genuinely free tool — no ads, no paywalls, no catch.

Our approach

We Built a Household Finance App That Actually Works for Families.

Build Me App took the product from brand to production-ready mobile app in six months — designing and engineering every layer of the product.

01
Household Budget Engine

We built a budget engine designed for shared households — not individuals. Families can set category budgets (groceries, rent, utilities), tag every transaction to a specific member, and see a unified household view in real time.

02
Plaid Bank Integration

Automated transaction sync via Plaid eliminates manual entry entirely. Bank accounts connect securely, transactions flow in automatically, and monthly expense reports generate without any user effort.

03
Multi-Currency Support

For families spanning borders, we built native multi-currency tracking. Members can log and view spending in different currencies — consolidated into a single household dashboard without conversion friction.

04
Net Worth & Goal Tracking

Beyond budgets, the app tracks assets and liabilities to give households a real net worth number. Savings goals tie directly to spending behaviour — families can see exactly what it takes to hit each target.

05
iOS & Android Apps + Brand Identity

We designed and built native apps for both platforms from scratch — including the full brand identity. The visual language, app store listings, and in-app UX were all delivered as a single cohesive product.

Tech stack

Production-Grade Technology, Built to Scale.

React Native
Single codebase powering both iOS and Android with a native feel on each platform
Node.js
Scalable backend APIs handling real-time sync, reporting, and household data
Plaid API
Secure bank connection with OAuth — automated transaction sync, no manual entry
AWS
Cloud infrastructure built for Canadian data residency and global scale
Multi-Currency Engine
Real-time currency handling for households managing spending across multiple countries
Automated Reporting
Monthly expense reports generated automatically — no manual exports or reconciliation
The outcome

From Idea to Live Fintech Product in Six Months.

Live on iOS & Android

The app shipped to the App Store and Google Play on schedule — fully tested, production-ready, and free for every Canadian household from day one.

The Only Truly Free Option

No premium tier. No ads. No data selling. The app occupies a clear position in a market where every competitor eventually asks for money.

Built for Households, Not Individuals

Member tagging, multi-currency tracking, and Plaid-powered automation make this the only app designed around how Canadian families actually manage money together.

"Working with Build Me App has been an excellent experience from start to finish."

Founder, Fintech Startup  ·  Verified Review on Clutch

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